Financial Plan Descriptions

Continuing Care Plans:

Residents who enter Four Seasons under a continuing care residency agreement pay an initial (one time only) entrance fee and a monthly service fee throughout their residency. All continuing care agreements provide the following benefits:

  • Priority access and 60 free days in the health care center (per contract), should the need arise
  • Lower monthly service fees than the fees required for rental plans
  • A medical tax deduction (calculated annually) for a portion of entrance fees and monthly service fees
  • The opportunity to apply for charitable care if your financial resources are exhausted through no fault of your own
  • Access to all the services and amenities available at Four Seasons
  • The terms and benefits of the various continuing care residency agreements are the same with the exception of the fees charged and the refund policies. There are two different continuing care plans available at Four Seasons:

Return of Capital (80% Refundable): Under this plan, if you should move out permanently from Four Seasons at any time, up to 80% of the entrance fee will be refunded to you or your estate, as per the terms of the residency agreement.

Traditional Declining Refund: With this plan, any potential refund is based on 90% of the entrance fee, declining each month of residency until it is fully exhausted at the end of 48 months. The monthly service fee is the same for both the Return of Capital and Traditional Declining Refund plans.

Rental ("Month to Month") Plan:

Residents who enter Four Seasons with a rental residency agreement pay no up front entrance fee, but pay a slightly higher monthly service fee than with any of the continuing care plans. Residents with rental agreements also are entitled to access all the services and amentities available at Four Seasons; although they are not eligible for the 60 free health center days or the opportunity to apply for charitable care if needed.  A medical tax deductin (calculated annually) is available for a portion of the monthly service fees for residents on a rental plan .

Additional Information:

For more information about our financial plans, please call 812.372.8481 or visit our Contact page.